Every now and then someone will ask you for a loan. The problem with helping a "Friend" is that ever so often YOU will end up having to chase the very friend you trusted with your money....FOR YOUR OWN MONEY BACK. This can be a nightmare filled with anxiety. On one hand, there is your friendship to consider but on the other hand you are filled with frustrations knowing that he isn't even treating you fairly as a friend by honoring the loan he promised to repay. Heck! You may not even have charged him a cent of interest! Always Ask for a Collateral Issue an IOU Personal Loans should be fun and non risky Trending VideosSolid Metal Gun USB 8Gbyte drive
SGD 35.00
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SGD 65.00
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Features: 100% Brand high quality Green/Red /Blue Laser pointer. Simply push the button then you can see the striking red beam of light shoot forth. Visible red light beam in dark area. The light can point at any targets, such as photos, blackboard, video monitors and so on. Specification: Original box: NO Laser Wavelength: 650nm Power Supply: 2 x AAA batteries(not included) Class: Class 3A Dimension :14 x 160mm Laser Output power: 5mW Body Color: Black. Net weight: 33g This pointer used must put the battery upside down. Some of you mother son asking me if this pointer can set matches on fire or can burn your mother like the other pointer I selling, well this one sometimes can feel the heat and sometimes can set matches afire. Buy....just have fun and don't always think of burning your poor mom. Go burn your dog or cats for a change....ok kidding...don't burn anyone....and don't burn ur house down otherwise I will regret selling you. Burning Laser Pointer (GREEN) STRONGEST
SGD 65.00
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See the UPSIDE down WARNING??? Its there for a reason....handle this with care or u will burn ur own fingers....
Light a match just by focusing the beam for seconds. Its sooo damn powerful it will burn your friends and make them squeal. You will love this baby and its a MUST CARRY item on a man's pocket. Fuck it....go easy on that burning people thingy....i was kidding..... Just use it to light ur matches and start small fires.... Body material: aerometal Expected lifetime: > 8000 hours Working time: >1 hour Laser range: 200-5000m Max brightness: >350lm Surface treatment:hard anodizing black Wave length: 650nm Output power: less than 1mw Safety level:Class II Circuit control: APC Spot size: 6M place 10mm Working voltage: DC 3.0-3.7V Preheat time: 3seconds Charging time: 3-5 hours Working temperature: +15C to +35C Storage temperature: -10C to +40C Body Color: Black Laser Color: purple, red Power by: 1 x 18650 battery (Not included) Dimensions:120mm x 22mm(H x D) Net weight: 69.1g MAGIC PRANK GHOSTLY TONGUE
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Excellent prank to scare and for humour! What's in the box:
MAGIC THUMB REMOVE TRICK FAKE PRANK
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What's in the box:
DIRTY SOAP PRANK THE MORE YOU WASH THE BLACKER YOUR HANDS GET
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Wannabe Wealthy or Crazy Rich Asian Wealthy? Let the ones who hold your money decide if YOU are in the gang. These cards separate the Men from the boys and I mean to even qualify for even some of these cards, you must be in the top 1% of the 1%....literally. 1. UOB Infinite Reserve Metal Card |
The problem of retirement is that unlike younger people you will NOT get a second chance if you sit on huge piles of paper losses. Time is a friend of the investor and a young man who is in the middle of a stock market crash will be able to simply wait for months or even years before the stock market will once again reach new highs and allow him chance to sell out. |
Safe Investing with MINIMAL or NO risk
There are many safe investment options which protect capital or incurs minimal risk in order to suit the retiree's investing goals of making as MUCH as POSSIBLE without any chance of LOSING. |
Lottery Winnings in Singapore
Fixed Deposits (Ultra Safe)
Fixed deposits can be an INSANELY powerful tool...if you lived in the 1980s....well it still commands considerable power if you are a defensive investor who is totally NON tolerant to any form of risk. | Sure beats an uncle who spends $10-20 a week just to score that $2,000 to $3,000 which happens only every 4-5 years if he is really lucky. |
Mutual BOND Funds
An extensive research was done on Pimco Income Fund and information is shared by our team here. | The next safest instrument after Fixed Deposits are Bonds. Bonds by themselves carry some risk but bundle them by huge quantities into a fund and you will have a safe stable source of income. |
Monthly Income Plans (MIP)
One MIP which has been around Singapore for more than 15 years and have delivered consistent returns is the Eastspring Monthly Income plan. This plan at the current market price translate a yield of around 5.6% yearly. A $300,000 investment will give you a monthly paycheck of approximately $1,400 ($16,800) a year. Its better than playing the lottery as the money is generated with the wealth you have build up.
Do note that all monthly payouts calculated in this article is based on a $300,000 capital. In the event you want to remove some capital from your fund in order to say...buy a fishing boat to reward yourself on retirement, you will be pleased to know that mutual funds can be liquidated by selling them. Do take note that once your fund has been sold, the portion of units sold can NO longer earn you any future income. Just like withdrawing money from a bank, the money is gone forever.
Start saving early and if you have $600,000 or even $1,200,000 million at the end of your journey, you can very well see yourself sitting on a fishing yacht worrying about your next catch instead of worrying about where your next paycheck is coming from. We sincerely hope you had fun learning along with us and we look forward to seeing you again for our next article.
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Before we begin, let me first state that this isn't for everyone. If you have Zero savings and are worth Zilch, then this article isn't really for you. No harm reading if you want to change your lifestyle and begin saving and investing which is strongly recommended. For this whole system to work lets be clear that YOU will require three things and YOU MUST understand ONE simple point.
Things you need
1. $70,000 to $100,000 in Savings. It must be in CASH which you were intending to spend on a car anyway. If you DO NOT have this sum in cash, it would be ill advised to even consider getting a car as it would become a liability. This system will help you RETAIN your capital and still be able to pay off car.
2. You Need to be working. No (legal) bank anyways would offer you any sort of loan if you do not have a Monthly income. If you are Self employed, you will need to prove to the bank your yearly income assessment to get a loan "Approved".
3. Be Prepared to do some homework as you prepare to do some "Shopping".
Point to UNDERSTAND
A car is a cost. Any car YOU buy will be a liability. By even planning to BUY a car you are prepared to LOSE almost 90% of the entire COST of the car as it depreciates.
What this article will do is suggest ways you can reduce this OVERALL Drain on your asset or even at the end of the day PROTECT your ENTIRE savings of $70,000 - $100,000 which you were prepared to spend on a car in the first place.
The above screenshot shows a local Singaporean site which many car owners need no introduction to. We have removed the car agent's details for this article as only the purpose of the above image is to illustrate the current prices for a Honda Fit as of May, 2019. The price stands at $64,988.
If you have been saving for sometime and have between $50,000 to $100,000 budgeted for a car, this money will come in very handy and will be able to give you the added "OPTION" of paying off this car with almost NO LOSS to your capital.
As of 2019, the lowest Interest rate that a simple search turns up is by Standard Chartered Bank Singapore of 2.68% (Do verify with your banker for the latest rates). The Bank will Provide 70% of the loan with you having to pay off the first 30%.
So for a car of $64,988 you must pay $64,988 X 30% = $19,496
The remaining 70% of the car's cost will require a LOAN. Do not use your savings to pay off the car in CASH as money can be a very hardworking slave for you that will help YOU to repay the full cost of the loan. This would probably go against every advise you ever heard which always taught YOU to repay your loans ASAP. Let us explain further.
At this stage, lets pretend you are NOW in debt of = $45,491.60 which is the remaining 70% you owe the bank. Lets now add in your interest for a 7 Year Loan.
$45.491.60 X (1+(2.68% X 7)) = $54,025.82 is your final balance that the bank will be paid after 7 years of installments. This will mean a monthly repayment of $643.16.
Now assuming you have $100,000 in Savings to begin with. After paying down the down-payment for the car, lets assume you have a sum of $80,000 left. Once again do note that if you do NOT have a safety cash blanket, it's highly ill advised to commit to a car. A car is NOT a must in life. A Car should NOT take up 50% of your net-worth. It is absolute financial Madness to spend ALL the money you have on a car with no other savings for opportunities that may come along or for unexpected expenses. For a man in his 30s, a car should constitute no more than 10% and below of your overall net worth. The biggest asset one should own is a home as you can always rent rooms out or partition rooms for more rental income.
Now prepare to put your money to work. You were prepared to lump the whole sum down on a car so this technique will help you preserve some if not ALL the remaining value.
Now it is time to put our money to work in order to use money to slave and make more money for us to repay the car. For this purpose we have chosen the company First REIT which is a medical REIT. You may have a better idea of a stock which you want to invest in but we will list our reasons for selecting this baby. (Remember the 3rd thing you need to start this journey was you having to do your own shopping to find an investment that suits you in case you may have a better idea).
We have chosen First REIT for several reasons.
Firstly at the current price, the dividend yield is 8.69% per year. (See the illustration where we circled the dividend yield for 2018).
Check out its past distribution of dividends. It has steadily increased. For this reason it shows stability and has the potential to increase its dividend payouts even further down the line. (illustration above which shows escalating dividends : Source by First REIT Q1, 2019 report).
The Net Asset Value or NAV as seen in the illustration above. Net asset value is an important part of investing as this is the final amount the company owes its shareholders in the event of liquidation. All the company assets added together minus all its liabilities and creditors will give you the NAV. As you can see the NAV is above the trading price of 97 cents a share. This means by spending 97 cents you have $1.02 worth of assets slaving for you.
$80,000 invested will give you returns of $6,952 in cash for this year. This means you will get $579.33 Monthly. Assuming you have an installment of $643.16, you will find that FIRST REIT's dividend will help you cover most of the installment leaving you to pay only $63.83 which will come from your income from your job.
Now remember the first $20,000 you spent on the car? Time to take the money back! After you use the car for around 7 years, the value of the car would have deteriorated to approximately $28,000 from the Original price of $64,988. A "Loss" of almost $37,000
Well simply put, sell off the car at this point and take back your money. Assuming you are only able to get back $25,000.....this will MORE than cover your original $20,000 outlay of money which was your down payment for the car.
What is your true COST at the end of this whole Journey? Well, you will still be holding your shares in First REIT. Shares are yours as long as you DO NOT sell it. It can be left to your children when you are dead. The dividends from the shares would have enabled you to own the car for just $63.83 a month. After 7 long years the total you have paid for the car from your working income is a mere $63.83 X 7 x 12 = $5,361.
The total you have spent on the on the car was $20,000 + $5,361 = $25,361
The Sum you received for the sale of your car is $25,000 and so the true cost of your car is $361.
TIP - Use $20,000 from the Cash sum you received to use as downpayment for your new car. The remaining $5000 can be used to buy more "Dividend" Generating shares.
Assuming at the end of the Journey, the shares of First REIT have loss 20% of its value. What have you really loss? Nothing. You are still going to be in much better shape than spending the money buying a car and NOT investing. The car would have depreciated with you having NOTHING to show for it.
Dividend stocks are always our preferred form of Investment as they like all other stocks will rise and fall but you the investor will ALWAYS be rewarded with a stream of income.
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ELECTRIC SHOCK PRANK ALL VARIETIES! STAPLER (NEW!) CHEWING GUM BUBBLE GUM LIGHTER
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ELECTRIC STAPLER PRANK! (LATEST)
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Packaging including:
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ELECTRIC LIGHTER PRANK
Description: 100% Brand New And High Quality. Color: Color Is Random Materials: Plastic Size: 7*3*1.3cm Package Included: 1 pcs Electric Shock Lighter NOTE: Not recommended for children under 14 years old, adults over 50 years old, people with medical conditions, or people with pacemakers.
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Not a real car remote control but it will shock your friends, make them scream and jump with surprise
Harmless to our body
Specifications:
Color: Black
Material: Plastic
Size: Approx 7.5*2.5*1.8cm
Attention:This is electrical joke remote control, will shock user, any person with health problems such as heart problem or relative disease or pregnant, shall not play. Keep away from children
Package Included:
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HOME DELIVERY IS FREE FOR ALL ORDERS IN SINGAPORE. APPLIES ONLY FOR ONLINE PURCHASE. GLOBAL SHIPPING IS AVAILABLE AT OPTIONAL COST. SHIPPING INSURANCE INCLUDED 100% REFUND SHOULD ITEM FAIL TO ARRIVE. 100% SAFE AND NO RISK TO CLIENTS. ALL CREDIT CARDS WELCOME AND SITE IS POLICED BY VISA/PAYPAL/MASTER-CARD.
This beautiful tapestry is made of polyester material, soft and comfortable.
*Can be used as beach towel,scarf, yoga and so on.
*Ideal office, dorm, home decoration.
*Item Condition:100% Brand New
*Material:Polyester
Size: 150cm x 130cm
Notes:
Due to the light and screen setting difference, the item's color may be slightly different from the pictures.
Please allow slight dimension difference due to different manual measurement.
Package Included:
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HANDCUFF RESTRAIN FOR MAGICIAN LOVERS INTIMACY ROLEPLAY AND SECURITY
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Features:
Type: Chain Connected Handcuffs
Locking Mechanism: Pawl and Ratchet
Accessories: 2 keys
This is a steel chained double lock handcuffs. It is made with stainless steel and mirror polished. Two cuffs are joined with steel chains, and each cuff is secured with the pawl-and ratchet system. This handcuff comes with 2 keys, and can fit most adult wrists.
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SPECIAL PRICE FOR ALL CAROUSELL MEMBERS : 50 CENTS FOR EACH $100 MOVING ACTING CURRENCY.
SO EXAMPLE IF U BUY 20 PIECES x $100 = $10 DOLLAR
NOTE : Due to the high level of visual similarity (95% +++) the majority of the population even in america during a recent test were fooled into accepting the notes. DO NOTE USE TO SCAM OR CHEAT AS ITS MORALLY AND LEGALLY WRONG. THE ITEMS ARE MEANT FOR FUN AND THATS HOW IT MUST BE. LEGALITY ISSUES MAY ARISE IF USED TO BUY, SELL OR TRADE.
Type: Banknotes
Denomination:$100 Dollar
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Size: 1:1
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This is Ornamental Learning Favorite Commemorate Appreciate supplies,Not legal tender, This is not in circulation. Please Read the description as good before buying. Lest some misunderstanding occurred.
the training banknotes is provided for the US Bank employees to upgrade the speed and accuracy of counting.
the Novelty notes is Paper money collector's favorites
Graet fun on family game as play money
#3 - Monthly Dividend Unit Trust which Gives you Income Reliably - Pimco Income Fund Class E - SGD-H
28/4/2019
Income seekers who love to have a stream of monthly income would be pleased to know that many of these mutual funds we write about have be thoroughly researched by our team. We tend to avoid mutual funds which pays income from its own capital thus eroding the Net Asset Value of the fund as dividends are Paid. To meet our criteria NOT only must the fund have paid out consistent dividends over time but the fund must have retained or appreciated in value thus giving Investors a safe heaven of Passive income that can last time for decades or a lifetime.
When an Investor discovers a Dividend Gem, its like a man who discovered a magic wallet which gives you a stable income every month for life.
Pimco Income Fund Class E - SGD-H ($10.13 Per Unit as of April 28, 2019)
This fund was started in 2013. For 6 Years running it has paid out consistent Dividends. Based on the current market price, the fund has paid out a consistent dividend of 3.4033 Cents each month without fail. The dividend has NOT changed Since 28 June, 2013. This signals consistence with its performance.
It started trading at $10 a unit back in 2013 and has since appreciated to its current value today.
Dividend yield based on the current price is approximately 4.03%. More yield can be squeezed out of the fund if you choose to reinvest the cash proceeds instead of spending it.
The fund has very low volatility levels and has the lowest price of $9.60 as can be seen above in its historical pricing and a high of $10.50. At the present value, it has potential for more capital gains.
For those concerned with the true yields, as can be seen in the image above, the fund has performed commendably well over the years with the reflected yields. More details about the fund can be found in Fund Super mart where investors can buy unit trust with zero commissions.
Conclusion
Certainly a fund that an investors can choose to use to park a portion of their cash reserve. Do note to always choose to diversify even "Safe" funds such as these. A millionaire who parks $1,000,000 into a fund which pays 4% dividend yield a year receives around $40,000 a year in cash returns. However in the unlikely event that he loses the investment due to whatever reasons, the entire $1,000,000 is gone.
Now a Millionaire who Parks his money by putting $10,000 into 100 different unit trust which he deems "safe" and which assuming ALL pay 4% each in dividend yield a year would still receive $40,000 a year in dividends. Now assuming one or two of the funds fail due to whatever reasons....all he would have lost was $20,000 of his capital. The other 98 funds with $10,000 each would still go on paying him his 4% Yield which means he will receive $980,000 X 4% = $39,200 in dividends. After deducting the loss of $20,000 he would still have $19,200 in cash returns for the year.
Diversification is the investors best friend. Its better to have $1000 in 1000 different instruments than $10,000 in 100 different instruments.
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Note that Placing Money into a saving account will NOT guarantee inflation free returns and the bulk of your money should always be invested in instruments like Fixed Deposit in order for your money to best reward you for saving it. Here is a comprehensive list of Saving accounts with corresponding interest rates for easy comparison. |
Multiplier Account - 1.55% - 2.2% if You Credit Your salary + Insurance + Spend on DBS Credit Card + Invest with DBS |
UOB One Account - 1.5 - 1.8% |
360 Account - Up to 1.45-2.45% or more if you Credit Salary + Spend + Increase your monthly balance by $500 more than previous month + Invest + Grow and Boost your account + Invest $20,000 |
Save As You Earn Account - Up to 2% Interest Rate. Save Same amount monthly and don't touch for two years. |
Standard Chartered Bonus $aver Account - 1.1 to 2.13 % Salary credit above $3000 + Bill Payment + Credit Card Spending |
Bank of China Smart Saver Account - Up to 1.45 - 3.4% |
Maybank Save UP Programme - 2.94% (Loans + Credit Card Spending etc) |
3 Months Fixed Deposit - 1.55% |
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Type: Money Cash Detector UV Pen
Color: As pictures show
Specifications of Money Cash Detector Pen UV Banknote Fake Forged Checker Test Office Bank - intl
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MR CASH TOILET ROLL MONEY PRANK NOVELTY AND FUN GREAT FOR PARTIES 2018
Description:
Show your Contempt for the Devalued Dollar
Everyone will get a kick out of your $100 Bill Toilet Tissue! (Except Treasury Agents…they may arrest you.)
Wanna see what it feels like to be Scrooge McDuck, a Sheikh in Dubai or Google? Are you a staunch supporter of the CSA note (Confederate States of America)? Do you favor a barter system where people make change with like nuts and berries and stuff? Or maybe you just hate Benjamin Franklin, what with his smug bi-focal lenses and that unruly hippy hairdo. Well with the $100 Bill Toilet Tissue you can make a statement for whatever strange cause you’re into!
Let’s face it, none of us will ever have enough money to use hundred dollar bills as tooshie tissue (and they’re probably really filthy anyway). But your family and friends will get a kick at your anti-Federal Reserve humor. Except Ben Bernanke. That dude is going to be seriously ticked off the next time he uses your rest room.
Use the $100 Bill Toilet Paper in the office, at school or anywhere people keep asking for more money even though their performance is cra..., I mean cruddy. Yeah, cruddy. And really, the way the dollar is devaluating toilet paper might be a wiser investment.
The $100 Bill Toilet Paper, it’s a great buy for people who’ll probably just flush their money down the drain anyway!
Category: Volume paper
Materials: primary pulp
Diameter: 9.3cm
Width: 10cm
Package includes:
1 x Funny Toilet Paper
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SAFE AND MONEY PROTECTOR DISGUISE NORMAL HOUSEHOLD UPJECTS DISGUISED PRANK
------------------------------------------------------------------------------------------
ITEM 1 : CLOCK x 1
- Material: ABS
- Color: Silver
- Style: Wall Mount
- Power Supply: 1 x AA battery
- Storage Compartment: 3
------------------------------------------------------------------------------------------
iTEM 2 : Fake Secret Wall Plug Socket Box X 1
100% Brand New and High Quality The safe place is no longer in a sock, but in this double plug socket! It looks and feels like a standard plug socket. Appearances can be deceptive! This 'wall socket' is actually a top secret safe! Simply attach to your wall with the sticky pads and watch it blend into the background! Your friends won't notice, your guests won't notice, and a burglar certainly won't notice! To open it, press both switches like a normal socket and the front will open to reveal the perfect hiding place for your most valuable of items. The perfect way to keep your valuables secure!! Specifications: Size: 14.8 x 9 x 4.8cm Material: Plastic
FOR MORE UNIQUE PRANKS KINDLY VISIT OUR ONLINE STORE :
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UV ULTRA VIOLET FLASHLIGHT TO GLOW T-SHIRTS CHECK FOR FAKE MONEY COUNTERFEIT DETECTION
- Brand New
- High quality
- Professional
Features:
- Bulb Type: 395 (nm)
- Bulb Life: 100,000 Hours
- Body Material: Aluminum with "O" rings for water resistance
- Battery Required: 3 x AA Alkaline Battery (Not Included)
- Battery Life: Approximately 20 hours on 3 AA batteries
- Switch Type: Push On/Off button
- Weight: 10 oz. 285 gram
- Head Diameter: 2.25" or 57 mm Body
- Diameter: 1.42" or 36 mm
- Length: 5.80" or 147 mm
COOL FASHION MAN'S POLO LONG SLEEVE SOFT SHIRT MACHO (POWERMONEYWOMEN.COM) QUALITY!
VERY MACHO DESIGN FOR MEN. GIRLS GO GAGA OVER IT UNLESS UR FACE DONT MATCH THE SHIRT IN WHICH CASE WE RECOMMEND U BUY THE VENDETTA MASK FROM OUR STORE. CHEERS TO ALL!
POWERTOOLS 104 PIECES IN 1 COMES IN ALUMINIUM SET CASE EXCELLENT VALUE FOR MONEY
Battery voltage: 4.8 V
- Nickel battery capacity: 600 Ni-Cb
- Rated speed: 180 r/min
- Charging time: 3-5 hours
- Torque: 3 nm
Nickel battery capacity: 600 Ni-Cb;
Rated speed: 180 r/min;
Torque: 3 nm;
Charging time: 3-5 hours;
Special note: with LED light and the power indicator light, positive &negative switching, with the function of self-locking.
104 PCS parts include:
4.8V Cordless Screwdriver;
25 mm group head * 100 PCS.
Billiard jaw.
58 mm magnetic link rod;
Charging source
Specifications of Trueshopping 104 Pcs in 1 4.8V Cordless Electric Screwdriver Power Tools Drill Set with Aluminium Case
FOR MORE ELECTRONIC GOODS AND TOOLS CLICK URL BELOW:
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The following write up is NOT an inducement to buy. The following is factually based on research on material which the fund managers have made available to public. All investors are advised to always perform their own research before committing to any investment. All investments which we discuss are approved by the relevant authorities and readers are advised to only invest in instruments which have been granted the legal licence to operate in the region. Investing in non-regulated investments may expose Investors the risk of an unregulated product. No one is allowed by law to solicit investment without relevant permits and licences and any suspicious soliciting of investments online should be treated cautiously. Any investors who have doubts about shady investments should approach their relevant authorities for advice or seek advice from a financially "Trained" person.
Eastspring Monthly Income Plan - SGD is one of those unit trust which has been floating around Singapore since 2005. They have consistently paid out 0.4 Cents a share monthly and 0.6 cents a share each February for a total of 5 Cents a Year in payout since their inception. Not many trust in Singapore can boast such reliable payouts.
In the fund's fact sheet which can be found at a site like Fund Supermart (FSM) the above screenshot shows the growth you would have enjoyed if you have invested in the above time frames from up to 10 years back to a week ago.
This image represents the highest price the fund has achieved in Singapore currency and the lowest. Currently as of today the fund trades at $0.879 which has potential to be bought at a discount to its launch price of $1.00 and to achieve new highs in future.
Assuming $10,000 is invested today at the price of $0.879 a unit. This will translate to 11,376 Units of the trust which will be pumping in 5 cents a year and paid monthly. Assuming the fund follows its payout schedule of 0.4 cents a share for 11 months of the year and 0.6 cents a share each Feburary it means you will earn 11,376 X 0.4 cents = $45.50 each month for the full year with you receiving 11,376 X 0.6 cents = $68.26 each February.
A sum of $100,000 invested will yield you $455 a month.
A sum of $1,000,000 invested will yield you $4550 a month.
This represents a Annual yield of 5.7% in Dividend payouts should Investors choose to take their Dividends in cash.
Investors who choose to Reinvest their dividends and receive Units instead of cash will see annual yield of 6.03% due to compounded interest. Each month new units which is added to your account will immediately start to contribute additional dividends to your existing Trust Holdings.
Pros
- Consistent Dividend Payouts Since 2005 of 5 cents in total a year and paid Monthly.
- Has the potential to NOT only deliver dividends but also to grow in capital (If bought at the correct entry price).
- Since inception has registered a net yearly growth (Assuming dividends reinvested) while other unit trust have ran red in some of the years.
- Well diversified with asset split across different classes and countries
- Good strong Management
- Has an office here in Singapore
- Approved and registered by the authorities
Cons
- Some investors with stronger risk appetites may feel the yield may NOT be the highest on the market. There are some unit trust with yield exceeding 10% or even 12% with monthly dividends.
- Despite it strong track record, There is NO guarantee it will continue paying out dividends in the far future as payouts is from its Net Asset Value and dependent on the fund's performance (Note that all unit trust share this same risk).
- Management Fees
Conclusion
A fund that we personally feel should be part of a serious investor's portfolio especially for Investors of unit trust. One should NOT put all their eggs into this one fund but this fund would be a good asset to sit alongside other investments.
Some investors as mentioned in the "Cons" may prefer higher yielding unit trust but do note that ALL unit trust pays out dividends from its own net asset value and funds which offer too high a yield may realistically be robbing Peter to pay Paul by giving you back money from your own Capital which you have invested. This fund with it's present yield represents a good consistent and realistic payout structure which has NOT failed in more than a decade.
Personally if we had to place a bet on the markets, We would rather invest in a fund which has strong track record, consistent payouts and a dividend history spanning back 14 years. Investment is like a game of Poker. Much better to go in guns blazing with a Full House than a Pair of Aces.
We wish everyone successful investing and do support us when we do our next fund/Stock review.
Trending Videos
CASH COUNTER UV DETECTOR COUNTERFEIT DETECTING ULTRA VIOLET
- Compact and stylish design with LCD display showing the operating information.
- With UV(ultraviolet) & MG(magnetic) counterfeit money detectors for euro/ AUD/ pound/US dollar.
- Supports automatic/ manual counting mode, counts almost all of currencies in the world.
- Supports "ADD"(addition) function and "BAT"(batch) function.
- Multi-currency counting ability, works with euro, US dollar, AUD, pound, etc.
Specifications of Automatic Multi-Currency Cash Banknote Money Bill Counter Counting Machine LCD Display with UV MG Counterfeit Detector for EURO US Dollar AUD Pound White - intl
What's in the box:- 1 x Currency Counter
- 1 x Power Cable(US Plug)
- 1 x External Display Penal
- 1 x User Manual (English)
MR CASH TOILET ROLL MONEY PRANK NOVELTY AND FUN GREAT FOR PARTIES 2018
Description:
Show your Contempt for the Devalued Dollar
Everyone will get a kick out of your $100 Bill Toilet Tissue! (Except Treasury Agents…they may arrest you.)
Wanna see what it feels like to be Scrooge McDuck, a Sheikh in Dubai or Google? Are you a staunch supporter of the CSA note (Confederate States of America)? Do you favor a barter system where people make change with like nuts and berries and stuff? Or maybe you just hate Benjamin Franklin, what with his smug bi-focal lenses and that unruly hippy hairdo. Well with the $100 Bill Toilet Tissue you can make a statement for whatever strange cause you’re into!
Let’s face it, none of us will ever have enough money to use hundred dollar bills as tooshie tissue (and they’re probably really filthy anyway). But your family and friends will get a kick at your anti-Federal Reserve humor. Except Ben Bernanke. That dude is going to be seriously ticked off the next time he uses your rest room.
Use the $100 Bill Toilet Paper in the office, at school or anywhere people keep asking for more money even though their performance is cra..., I mean cruddy. Yeah, cruddy. And really, the way the dollar is devaluating toilet paper might be a wiser investment.
The $100 Bill Toilet Paper, it’s a great buy for people who’ll probably just flush their money down the drain anyway!
Category: Volume paper
Materials: primary pulp
Diameter: 9.3cm
Width: 10cm
Package includes:
1 x Funny Toilet Paper
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INTELLIGENT CASH COUNTER COUNTERFEIT DETECTOR CURRENCY WITH ULTRA VIOLET DETECTION FRAUD PREVENTION
- Compact and stylish design with LCD display showing the operating information.
- Accurate UV(ultraviolet) & MG(magnetic) counterfeit money detectors for euro/ AUD/ pound/US dollar.
- Supports counting almost all of currencies in the world.
- Supports automatic start/ stop/ cleaning functions, convenient and easy to use.
- Supports "ADD"(addition) function and "BAT"(batch) function.
Desktop bill counter with accurate and reliable money counting ability. Simple operation, just put the notes into the supply hopper and then the counting processing will begin automatically. It works with all types of notes: whether they are old, new, wrinkled or even fatigued notes from years of circulation. It is equipped with UV & MG detector. If detecting a counterfeit, the machine will stop counting and emit beeping sound.
Features:
Desktop bill counter with reliable, hassle-free and high-speed counting ability.
Compact and stylish design with LCD display showing the operating information.
Accurate UV(ultraviolet) & MG(magnetic) counterfeit money detectors, switching by pressing CF button.
If detecting a counterfeit, the machine will stop counting and emit beeping sound.
Supports counting almost all of currencies in the world, and detecting counterfeit money of euro/ AUD/ pound/US dollar.
Supports automatic start/ stop/ cleaning functions, very convenient and easy to use.
"ADD"(addition) function for accumulating total number of bills counting continuously, as they are added and processed through the hopper.
"BAT"(batch) function for automatically stopping counting bills once a set target amount is achieved.
With SIZE detection function, which are used to check the notes with size problem.
Comes with an external display panel for convenient usage.
Specifications:
Material: ABS
Counting Speed: 1000 notes/ min
Size of Countable Notes: Minimum 11 * 6cm / 4.3 * 2.4in
Maximum 19 * 9cm / 7.5 * 3.5in
Thickness 0.08-0.12mm
Feed System: Roller Friction System
Hopper Capacity: Approx. 500 notes
Stack Capacity: Approx. 300 notes
Operating Temperature: 0°C-35°C
Storage Temperature: -10°C-60°C
Humidity: 20%-90%
Plug: US AC 110V
Item Size: 25 * 26 * 22.5cm / 9.8 * 10.2 * 8.9in
Item Weight: about 6kg / 13.2lb
Package Size: 30 * 29.5 * 25.5cm / 11.8 * 11.6 * 10in
Package Weight: 6.5kg / 14.3lb
FAKE MONEY CURRENCY DETECTOR PEN WITH ULTRA VIOLET UV-TECH TECHNOLOGY
- Exquisite workmanship
- Office study more convenient
- Suitable for home, office, school use
Condition: 100% Brand New and High Quality
Type: Money Cash Detector UV Pen
Color: As pictures show
Specifications of Money Cash Detector Pen UV Banknote Fake Forged Checker Test Office Bank - intl
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https://www.powermoneywomen.com/store/c3/Electronic_Gadgets.html
UV ULTRA VIOLET FLASHLIGHT TO GLOW T-SHIRTS CHECK FOR FAKE MONEY COUNTERFEIT DETECTION
- Brand New
- High quality
- Professional
Features:
- Bulb Type: 395 (nm)
- Bulb Life: 100,000 Hours
- Body Material: Aluminum with "O" rings for water resistance
- Battery Required: 3 x AA Alkaline Battery (Not Included)
- Battery Life: Approximately 20 hours on 3 AA batteries
- Switch Type: Push On/Off button
- Weight: 10 oz. 285 gram
- Head Diameter: 2.25" or 57 mm Body
- Diameter: 1.42" or 36 mm
- Length: 5.80" or 147 mm
FAKE USD COUNTERFEIT CURRENCY THATS HAS REDUCED CHINESE MARKINGS AND HIGH QUALITY AND EXCELLENT FOR PRANKS AND YOUTUBE VIDEO MAKING
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FOR A VERSION OF THIS FAKE NOTE WITH MUCH LESSER CHINESE MARKINGS...
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SPECIAL PRICE FOR ALL CAROUSELL MEMBERS : 50 CENTS FOR EACH $100 MOVING ACTING CURRENCY.
SO EXAMPLE IF U BUY 20 PIECES x $100 = $10 DOLLAR
NOTE : Due to the high level of visual similarity (95% +++) the majority of the population even in america during a recent test were fooled into accepting the notes. DO NOTE USE TO SCAM OR CHEAT AS ITS MORALLY AND LEGALLY WRONG. THE ITEMS ARE MEANT FOR FUN AND THATS HOW IT MUST BE. LEGALITY ISSUES MAY ARISE IF USED TO BUY, SELL OR TRADE.
Type: Banknotes
Denomination:$100 Dollar
Material:Special Paper Training Banknotes
Size: 1:1
100 pieces per sale.
This is Ornamental Learning Favorite Commemorate Appreciate supplies,Not legal tender, This is not in circulation. Please Read the description as good before buying. Lest some misunderstanding occurred.
the training banknotes is provided for the US Bank employees to upgrade the speed and accuracy of counting.
the Novelty notes is Paper money collector's favorites
Graet fun on family game as play money
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Women Stands Up For Herself
Woodlands
Work
Workers
Wrestling
Wuhan Virus
XMM
Yishun
Young Cunt
Young Man
Young Punk
Youtuber
YP
Yu Sheng
Zoo